Attention homeowners in Corvallis and Benton County: Get an Appraisal today!

See the top reasons OR homeowners call on TAMMY WOODMAN:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a Oregon property tax assessment
To cut a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in Oregon by determining the true market value of property in question

Do you own a house in or near Corvallis? Do you need help deciding the price of your real estate?
Contact TAMMY WOODMAN.

Tammy Woodman understands the special needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a person not in the real estate field that most likely doesn't see an appraisal every day, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what I do and how I report my findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you probably have an emotional attachment to it..I won't just tell you what you want to hear, I will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party opinion of your homes value, and not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a a great way way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down.I'm experienced in helping customers just like you delete unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in a local area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal is your best weapon when challenging your property tax assessment. I'm happy to help you if being over assessed for property taxes is a concern for you that you feel may be something that requires attention.

HELOC recently frozen?

If your property is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. I can help you reinstate your home equity line of credit with a current and thorough appraisal of your property.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would wish to have a seasoned expert double-check it for accuracy? As a review appraiser, I will go out and check the subject and comparable sales analyzed in your appraisal. Or, if you need a review appraisal sooner, I can provide a desk review and verify as many facts as I can using online data sources.

Need a retrospective review of an appraisal? I can help with that too. Retrospective appraisal reviews are best completed as Desktop reviews depending on how far back in time the appraisal under review goes. I am very experienced with retro-reviews as I routinely complete reviews going back in time up to several years. I also appraise for estate purposes which requires going back in time for most of these assignments. It's very important when looking at retrospective data to have the expertise and local market knowledge to put it all together in a meaningful and accurate analysis.